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Cases

Pending

KYB-2001

high

TechFlow Solutions onboarding...

TechFlow Solutions Inc

04:30 AM

TXN-2858

critical

Structured deposits alert

Express Mart Holdings LLC

11:15 AM

TXN-2847

high

High-value wire transfer

Apex Trading LLC

10:30 AM

KYB-1923

medium

Acme Corp verification

Acme Corp

09:45 AM

TXN-2845

high

Crypto exchange transfer

Digital Assets Fund LP

08:15 AM

KYB-2001KYB

TechFlow Solutions Inc

Requires Escalation

Manual Review Required

TechFlow Solutions Inc shows mixed verification signals requiring senior compliance review. While digital presence and financials appear legitimate, several document inconsistencies and limited operational history necessitate enhanced due diligence before approval.

Investigation Summary

Document Analysis

2 inconsistencies found in incorporation documents. Business address mismatch requires clarification.

Needs Review

Financial Analysis

Strong financials with 18% operating margin. Revenue growth consistent. No red flags detected.

Passed

Website Analysis

Professional website with valid SSL, functional features. All core functionality verified.

Passed

Deep Research

Limited online presence for 2-year claim. LinkedIn shows 8 employees but minimal external mentions.

Needs Review

Red Flags Identified

Business address mismatch: Incorporation documents show 123 Market St, but website footer displays 456 Tech Blvd. Requires verification of actual operating address.

Document metadata concern: Business license PDF created 5 days ago but shows issue date of 14 months ago. Could indicate document recreation rather than original scan.

Limited web presence: Company claims 2 years in business but minimal industry mentions, no news coverage, and only 12 Google reviews (avg 4.2 stars).

UBO LinkedIn profiles: CEO profile complete but CTO profile sparse with only 32 connections and limited work history details.

Green Flags Identified

Strong financial health: 18% operating margin, positive cash flow for 6 consecutive months, diversified customer base (no single client > 20% revenue).

Professional website: Custom-built site with valid SSL, functional e-commerce features, no broken links, business email on own domain.

Legitimate business operations: Verified company LinkedIn with 8 employees, active social media with authentic engagement, verified Google Business Profile.

No adverse media: Zero negative news, lawsuits, or fraud mentions for company or UBOs in past 24 months.

Recommendation

Escalate to Senior Compliance Officer for manual review and additional verification. While the business demonstrates legitimate operations and strong financials, the document inconsistencies require clarification before approval.

Required Actions:

Request clarification on business address discrepancy with supporting documentation (utility bill, lease agreement)
Obtain original business license document directly from issuing authority to verify authenticity
Conduct video call with CEO and CTO to verify identities and discuss business operations
Request 2-3 customer references to validate business activity and reputation

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Jina in Action

See how Jina automates compliance investigations from start to finish, analyzing documents, verifying information, and providing clear decisions with complete audit trails.

Document Analysis

Extract and verify data from incorporation papers, licenses, and compliance documents
Check document authenticity and flag inconsistencies across submissions
Surface policy violations and missing information for manual review

Document Analysis Agent

Analyzed 8 documents including incorporation papers, business licenses, and proof of business activity

Verify incorporation documents match submitted information

Needs Review

Extracted business name, address, and registration details from incorporation documents. Found address mismatch—incorporation shows 123 Market St but website footer displays 456 Tech Blvd.

Flagged for review because different addresses could indicate outdated documents or potential compliance issue requiring manual verification.

Confirm proof of business activity documents are authentic

Needs Review

Analyzed invoice samples and business contracts. Document metadata shows business license PDF was created 5 days ago but has issue date of 14 months ago.

Flagged because recent file creation date with old issue date could indicate document recreation or potential tampering.

Summary

Found 2 inconsistencies requiring manual verification before approval.

Financial Analysis

Review bank statements, P&L reports, and tax filings for financial health indicators
Flag suspicious patterns like negative cash flow or inconsistent revenue reporting
Calculate operating margins and assess business viability for underwriting

Financial Analysis Agent

Reviewed 6 months of bank statements, P&L reports, and tax filings

Review 6 months of bank statements for financial stability

Passed

Analyzed statements from Jan-Jun 2026. Average monthly deposits of $287K with positive ending balance each month. No overdrafts or NSF fees detected.

Passed because consistent positive cash flow demonstrates financial stability and ability to meet obligations.

Calculate operating margin from P&L reports

Passed

Reviewed Q1 2026 P&L showing $1.2M revenue with $216K operating profit, yielding 18% operating margin. Revenue grew 12% quarter-over-quarter.

Passed because 18% margin exceeds industry average of 12-15% and demonstrates healthy profitability for underwriting approval.

Summary

Financial health is strong with positive indicators across all metrics. Operating margin of 18%, positive cash flow for 6 consecutive months, and diversified revenue streams. No red flags detected.

Website Analysis

Analyze website structure, functionality, and signs of legitimate business operations
Check SSL certificates, privacy policies, and terms of service for compliance
Verify contact information and cross-reference with submitted documents

Website Analysis Agent

Analyzed techflowsolutions.com for security, compliance, and legitimacy indicators

Verify SSL certificate and security compliance on company website

Passed

Checked techflowsolutions.com SSL certificate valid through Aug 2026, issued by trusted CA. HTTPS enabled across all pages with no mixed content warnings.

Passed because valid SSL certificate from reputable authority indicates proper security implementation and legitimate business operations.

Validate contact information matches submitted documents

Passed

Website displays contact email support@techflowsolutions.com and phone +1-555-0142. Email domain matches business name and phone area code matches business location.

Passed because contact details are consistent with business identity and location, reducing risk of fraudulent operations.

Summary

Website is professional, functional, and shows clear signs of legitimate business operations. All core functionality verified, no broken links, and displays proper compliance documentation.

Web Presence Research

Gather open-source intelligence on the company and UBOs across web platforms
Check LinkedIn profiles, social media presence, and news mentions
Flag limited online presence, negative reviews, or inconsistent information

Web Presence Deep Research

Conducted comprehensive open-source intelligence gathering on TechFlow Solutions and its UBOs

Search for company and UBO profiles on LinkedIn and social media

Passed

Found verified LinkedIn company page with 8 employees. CEO profile shows 15 years tech industry experience, CTO has 12 years with credible work history. Profiles appear authentic with engagement activity.

Passed because verified profiles with substantial professional history and active engagement indicate legitimate business leadership.

Check for news mentions or adverse media about the company

Needs Review

Found minimal industry news coverage—only 2 press releases from company website and 1 mention in local business journal. No negative news, lawsuits, or fraud mentions detected.

Flagged for review because limited media presence despite 2 years in business is unusual for company of this size, warranting additional verification.

Summary

Found legitimate business presence with verified LinkedIn profiles and active social media. However, limited external mentions warrant additional verification.

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Jina automates transaction monitoring alerts, KYC/KYB due diligence, sanctions screening, and adverse media checks. It investigates alerts, reviews patterns, drafts reports, and can clear low-risk cases automatically following your SOPs.

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AI agent for risk and compliance

Cases

Requires Escalation

Investigation Summary

Document Analysis

Financial Analysis

Website Analysis

Deep Research

Red Flags Identified

Green Flags Identified

Recommendation

Jina in Action

Document Analysis

Document Analysis Agent

Verify incorporation documents match submitted information

Confirm proof of business activity documents are authentic

Summary

Financial Analysis

Financial Analysis Agent

Review 6 months of bank statements for financial stability

Calculate operating margin from P&L reports

Summary

Website Analysis

Website Analysis Agent

Verify SSL certificate and security compliance on company website

Validate contact information matches submitted documents

Summary

Web Presence Research

Web Presence Deep Research

Search for company and UBO profiles on LinkedIn and social media

Check for news mentions or adverse media about the company

Summary

Get started in three steps

Integrate your systems

Automated reviews

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